No Fault Insurance—Financial Responsibility — Hawaii Driver's License Practice Test

This Hawaii Driver's License No Fault Insurance—Financial Responsibility practice set has 19 practice questions based on the official exam materials, each with an instant explanation. You need 80% on the real Hawaii Driver's License knowledge test to pass.

Sample questions

Three questions from the No Fault Insurance—Financial Responsibility bank with the correct answer and an explanation. The practice quiz above draws 19 questions at random from the same bank.

1. The Motor Vehicle Safety Responsibility Law affects all drivers involved in traffic crashes resulting in what?

   • Death, injury, or property damage in excess of $3,000 — Correct answer
   • Only crashes that result in death
   • Property damage of any amount only
   • Only crashes on interstate highways

   Explanation: The Motor Vehicle Safety Responsibility Law affects all drivers involved in traffic crashes resulting in death, injury, or property damage in excess of $3,000.

   Handbook: Insurance — Safety Responsibility Law

2. Besides drivers in serious crashes, who else does the Motor Vehicle Safety Responsibility Law affect?

   • All persons convicted by court of certain offenses involving vehicles — Correct answer
   • Only passengers who were injured
   • Only drivers over age 65
   • Only commercial truck drivers

   Explanation: The Motor Vehicle Safety Responsibility Law also affects all persons convicted by court of certain offenses involving vehicles.

   Handbook: Insurance — Safety Responsibility Law

3. After a crash covered by the Safety Responsibility Law, whom must you report it to?

   • The Police Department and your insurance company — Correct answer
   • Only your employer
   • Only the other driver's family
   • No one, if you were not at fault

   Explanation: After a crash, you must report it to the Police Department and your insurance company.

   Handbook: Insurance — After the Crash