California Insurance Law — Life & Health Practice Test 2026
Free California Life & Health insurance producer license practice — the California-specific statutory layer (Insurance Code licensing & ethics, market regulation, contract law, life/annuity and health law) that pairs with the national general-knowledge bank on the CA producer exam. Chinese, Spanish, Vietnamese & Korean explanations; California's real exam is officially offered in all five languages. Practice every question free, then sit a 150-question mock scored to the real 60% pass line.
Can you take the official knowledge test in your language?
🎯 Practice by Topic
California Licensing & Producer Law
California Insurance Code licensing: agent/broker/analyst definitions, the meaning of 'transact', appointment and notice, name/address/renewal/records, and license denial, suspension, revocation and cancellation.
California Ethics, Fiduciary Duties & Continuing Education
Producer fiduciary duties and trust obligations, the 12-hour ethics & Code requirement, resident continuing-education hours, LTC and annuity training, and special ethical duties toward senior citizens.
California Market Regulation & Unfair Practices
Insurer solvency and conservation, the California Life & Health Insurance Guarantee Association, the Unfair Practices Act (false advertising, rebating, twisting), and the Fair Claims Settlement Practices Regulations.
California Contract Law & Policy Requirements
California Insurance Code contract rules — concealment, warranty, representation, materiality and rescission — plus the definition of insurance, insurable interest, and the six required policy specifications.
California Life Insurance & Annuity Law
California life & annuity statutes: the 10-day / 30-day free-look, replacement requirements, annuity suitability, senior 65+ conduct rules, buyer's-guide and illustration disclosures, policy delivery, and life settlement contracts.
California Health Insurance Law
California health statutes: LTC policy standards and the CA Partnership, Medicare Supplement rules and the birthday rule, Cal-COBRA continuation, the Knox-Keene / DMHC-vs-CDI jurisdiction split, and conservation proceedings.