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🎯 주제별 연습
New Jersey — License Law & NJ REC
Who must be licensed, salesperson/broker tiers, the NJ Real Estate Commission (within DOBI), 75-hour prelicense + sponsoring broker, and the $20,000-per-transaction Guaranty Fund (N.J.S.A. Title 45 Ch. 15).
New Jersey — Agency & Consumer Information Statement
The Consumer Information Statement at first contact and NJ's four relationships — seller's agent, buyer's agent, disclosed dual agent, and transaction broker (works with but does not represent) (N.J.A.C. 11:5-6.9).
New Jersey — Trust Accounts & Business Practices
Broker trust/escrow accounts and no commingling (N.J.A.C. 11:5-5.4), advertising rules, rebates, and Consumer Fraud Act treble damages for deceptive conduct (N.J.S.A. §56:8-2).
New Jersey — Fair Housing (NJ LAD)
The NJ Law Against Discrimination (N.J.S.A. §10:5-12) — protected classes broader than federal, including lawful source of income (Section 8) — and NJ Division on Civil Rights enforcement.
New Jersey — Mandated Disclosures
The 3-business-day attorney-review clause (N.J.A.C. 11:5-6.2), duty to disclose known material defects, the Megan's Law statement, PWTA, and the CSDCMAC smoke/CO certificate (N.J.A.C. 5:70-2.3).
New Jersey — Estates, Deeds & Conveyances
NJ tenancies (tenancy by the entirety for married/civil-union couples, JTWROS, TIC), deed types, the race-notice recording act (N.J.S.A. §46:26A), the Condominium Act (§46:8B), and adverse possession.
New Jersey — Contracts & Leases
The attorney-review right on broker-prepared contracts, NJ statute of frauds, Consumer Fraud Act applicability to RE sales, contingencies, and NJ residential lease basics (Truth-in-Renting).
New Jersey — Financing & Foreclosure
NJ is a lien-theory state — JUDICIAL foreclosure through the Superior Court, Chancery Division (Fair Foreclosure Act); notice of intention, right to cure, sheriff's sale and redemption. No power of sale.
New Jersey — Taxes & Land Use
The Realty Transfer Fee and the 2025 graduated SELLER-paid supplemental fee on residential consideration over $1M (P.L. 2025 c.69, eff. 2025-07-10), property tax appeal, and the Municipal Land Use Law (N.J.S.A. §46:15).
New Jersey — Property Management & Tenancy
The NJ Security Deposit Act (N.J.S.A. §46:8-19 — 1.5-month cap, 30-day return + interest, double damages), the Anti-Eviction Act (§2A:18-61.1), and Truth-in-Renting.