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Insurance Producer — Life & Health

Free practice for the Life & Health insurance producer licensing exam — the NATIONAL/general core (life & annuities, health & disability, Medicare, contract law), with Chinese, Spanish, Vietnamese & Korean explanations. California officially administers the real exam in all five languages; state-law portions are covered per state.

English中文EspañolTiếng Việt한국어

Real test language varies by state: English · Español · 中文 · Tiếng Việt · 한국어 · Tagalog are each offered in some states, not all — see the per-state table below. Languages by state ↓

CoverageFederal examQuestions497+

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Insurance Producer — Life & Health

16 topics

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California Insurance Law — Life & Health

6 topics

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New York Insurance Law — Life & Health

6 topics

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Texas Insurance Law — Life & Health

6 topics

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Florida Insurance Law — Life & Health

6 topics

🗂️ Exam administration by state

Insurance producer licensing is administered state by state. California gives the Life & Health producer exam as a combined 150-question test (75 Life + 75 Accident & Health, 60% to pass) through PSI — and, unusually, offers it in English, Spanish, Chinese, Vietnamese and Korean. Always confirm current fees, prelicensing hours and rules with the California Department of Insurance before you register.

StateTest vendorWritten-test languagesExam & passing
CaliforniaCalifornia Department of Insurance (CDI)PSIEnglish, Spanish, Chinese, Vietnamese, KoreanOne combined 150-question exam (75 Life + 75 Accident & Health); 60% (90 correct) to passofficial source ↗
TexasTexas Department of Insurance (TDI)Pearson VUEEnglish, SpanishGeneral Lines (Life, Accident & Health) exam, ~150 questions; 70% to passofficial source ↗
FloridaFlorida Department of Financial Services (DFS) / Office of Insurance Regulation (OIR)Pearson VUEEnglish, Spanish2-15 Health & Life (incl. Annuities & Variable Contracts) exam, ~165 questions; 70% to passofficial source ↗
New YorkNew York Department of Financial Services (DFS)PSIEnglish, Spanishofficial source ↗

Fees vary and change often (shown as “to confirm” where not yet verified from an official source). Real written-test languages are the languages a state's official candidate bulletin confirms — study aids in other languages do not change the official exam languages. Confirm current fees, prelicensing hours, scheduling and rules with your state's department of insurance or its testing vendor before you register.

Jobs and next steps

Related path

Customer Service Representative / Call Center Agent

BLS says customer service representatives who provide finance or insurance information may need a state license. When a role crosses into selling, soliciting, or negotiating Life & Health insurance, producer licensing applies; a general customer-service job may not require it. This is a state-variable insurance specialization path, not a universal customer-service entry requirement.

Requirements vary by state and locality. Check the authority for where you plan to work.

View Customer Service Representative / Call Center Agent job guide
Why this is linked: Customer Service Representative / Call Center Agent

BLS says customer service representatives who provide finance or insurance information may need a state license. When a role crosses into selling, soliciting, or negotiating Life & Health insurance, producer licensing applies; a general customer-service job may not require it. This is a state-variable insurance specialization path, not a universal customer-service entry requirement.

state finance/insurance customer-service licensing; duties and lines of authority vary

Official or authoritative source:

Reviewed 2026-08-22

PassPrep is an independent study resource. It is not a government agency, state board, NHA, CTEC, IRS, employer, or testing provider.

Required to enter

Insurance Sales Agent (Life & Health)

Insurance sales agents must hold the appropriate state producer license for the lines they sell. The Life & Health study vertical prepares users for the governed exam path but does not itself grant a license; prelicensing, exam, application, and appointment requirements vary by state.

Requirements vary by state and locality. Check the authority for where you plan to work.

View Insurance Sales Agent (Life & Health) job guidePractice English for this jobInsurance Sales Agent (Life & Health)
Why this is linked: Insurance Sales Agent (Life & Health)

Insurance sales agents must hold the appropriate state producer license for the lines they sell. The Life & Health study vertical prepares users for the governed exam path but does not itself grant a license; prelicensing, exam, application, and appointment requirements vary by state.

state producer licensing; requirements vary by state and line of authority

Official or authoritative source:

Reviewed 2026-08-22

PassPrep is an independent study resource. It is not a government agency, state board, NHA, CTEC, IRS, employer, or testing provider.