Insurance Producer — Life & Health in California
California Department of Insurance (CDI)
California administers the Life & Health insurance producer exam through PSI as one combined 150-question test — 75 Life items and 75 Accident & Health items — with a 60% (90/150) pass mark and a 195-minute limit. California is one of the few states to offer the written insurance exam in English, Spanish, Chinese, Vietnamese and Korean, so a candidate can take the real test in their native language. Before scheduling you must complete California prelicensing education (20 hours per line plus a 12-hour state ethics & code course under AB 943). Our practice questions cover the national Life & Health core plus California insurance law, in all five of those languages, to help you prepare for the real exam.
📋 Exam facts
Real California exam administration — from the official source
- Practice questions (this site)
- 497
- Testing agency
- PSI
- Real written-test languages
- English · Spanish · Chinese · Vietnamese · Korean
- To pass
- One combined 150-question exam (75 Life + 75 Accident & Health); 60% (90 correct) to pass
- Fee
- To confirm
- Exam structure
- One combined 150-question exam (75 Life + 75 Accident & Health), 195-minute limit
- Prelicensing education
- 20 hours per line + a 12-hour state ethics & code course (AB 943)
- License term
- 2 years; 24 CE hours (incl. 3 ethics) per renewal
🎯 Practice for the California exam
Your California real-estate exam covers national real-estate principles plus California state law. Practice each layer below — the exam is administered in English; Chinese & Spanish here are study aids.
National portion
California state law
Fees vary and change often (shown as “to confirm” where not yet verified from an official source). Real written-test languages are the languages a state's official candidate bulletin confirms — study aids in other languages do not change the official exam languages. Confirm current fees, prelicensing hours, scheduling and rules with your state's department of insurance or its testing vendor before you register.