New Jersey Real Estate — State Law Practice Test 2026
The New Jersey-specific law layer of the real estate Salesperson exam — Title 45 Chapter 15, N.J.S.A. (Real Estate License Act) and Title 11 Chapter 5, N.J.A.C. (NJ Real Estate Commission rules), plus related New Jersey statutes (Consumer Fraud Act, Law Against Discrimination, Realty Transfer Fee, Fair Foreclosure Act). New Jersey gives one combined 110-question exam (national principles + New Jersey law), 70% overall to pass; the national half is in our National Real Estate bank, and this bank covers the New Jersey-law layer. The exam is administered in English — Chinese and Spanish here are study aids only and do not change the official test language.
🎯 Practice by Topic
New Jersey — License Law & NJ REC
Who must be licensed, salesperson/broker tiers, the NJ Real Estate Commission (within DOBI), 75-hour prelicense + sponsoring broker, and the $20,000-per-transaction Guaranty Fund (N.J.S.A. Title 45 Ch. 15).
New Jersey — Agency & Consumer Information Statement
The Consumer Information Statement at first contact and NJ's four relationships — seller's agent, buyer's agent, disclosed dual agent, and transaction broker (works with but does not represent) (N.J.A.C. 11:5-6.9).
New Jersey — Trust Accounts & Business Practices
Broker trust/escrow accounts and no commingling (N.J.A.C. 11:5-5.4), advertising rules, rebates, and Consumer Fraud Act treble damages for deceptive conduct (N.J.S.A. §56:8-2).
New Jersey — Fair Housing (NJ LAD)
The NJ Law Against Discrimination (N.J.S.A. §10:5-12) — protected classes broader than federal, including lawful source of income (Section 8) — and NJ Division on Civil Rights enforcement.
New Jersey — Mandated Disclosures
The 3-business-day attorney-review clause (N.J.A.C. 11:5-6.2), duty to disclose known material defects, the Megan's Law statement, PWTA, and the CSDCMAC smoke/CO certificate (N.J.A.C. 5:70-2.3).
New Jersey — Estates, Deeds & Conveyances
NJ tenancies (tenancy by the entirety for married/civil-union couples, JTWROS, TIC), deed types, the race-notice recording act (N.J.S.A. §46:26A), the Condominium Act (§46:8B), and adverse possession.
New Jersey — Contracts & Leases
The attorney-review right on broker-prepared contracts, NJ statute of frauds, Consumer Fraud Act applicability to RE sales, contingencies, and NJ residential lease basics (Truth-in-Renting).
New Jersey — Financing & Foreclosure
NJ is a lien-theory state — JUDICIAL foreclosure through the Superior Court, Chancery Division (Fair Foreclosure Act); notice of intention, right to cure, sheriff's sale and redemption. No power of sale.
New Jersey — Taxes & Land Use
The Realty Transfer Fee and the 2025 graduated SELLER-paid supplemental fee on residential consideration over $1M (P.L. 2025 c.69, eff. 2025-07-10), property tax appeal, and the Municipal Land Use Law (N.J.S.A. §46:15).
New Jersey — Property Management & Tenancy
The NJ Security Deposit Act (N.J.S.A. §46:8-19 — 1.5-month cap, 30-day return + interest, double damages), the Anti-Eviction Act (§2A:18-61.1), and Truth-in-Renting.
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