New York Real Estate — State Law Practice Test 2026
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🎯 Practice by Topic
New York — License Law & Qualifications
Who must be licensed, salesperson vs broker, sponsoring broker, 77-hr course, 2-yr term, CE (RPL Art. 12-A).
New York — DOS Regulation, Discipline & Procedure
DOS/Secretary of State authority (no FREC-style board), grounds for discipline, and hearings.
New York — Law of Agency (RPL §443)
Seller's/buyer's/broker's/dual agent + dual agent with designated sales agents; §443 disclosure form.
New York — Business Practices & Escrow (19 NYCRR 175)
Commingling/special account (§175.1), net listing prohibited (§175.19), advertising (§175.25).
New York — Human Rights & Fair Housing
NY Human Rights Law (§296) protected classes broader than federal — incl. lawful source of income.
New York — Disclosures (PCDA)
Property Condition Disclosure Act (RPL Art. 14) — 2024 amendment: $500 credit eliminated + flood disclosures.
New York — Estates, Deeds, Recording, Condo & Co-op
Co-op = stock + proprietary lease = personal property vs condo (Art. 9-B) = real property; race-notice recording.
New York — Contracts, Leases & Rent Regulation
NY statute of frauds, HSTPA 2019 (1-month deposit cap, $20 app fee), warranty of habitability, rent stabilization.
New York — Financing
NY lien-theory + judicial foreclosure + RPAPL §1304 90-day notice; mortgage recording tax; CEMA.
New York — Taxes & Land Use
NY transfer tax ($2/$500), mansion tax (1% ≥ $1M), STAR, assessment grievance, SEQRA, zoning variances.